Senior Living Resources: Payment Options

  • Assisted Living Communities are generally paid privately (out of pocket). The average cost for an assisted living facility in Central Florida is $3200 per month
  • If you are a veteran who served during wartime, you may qualify for Veteran’s Aid and Attendance.
  • Long Term Care Insurance may cover the cost of care in the assisted living facility. Review your policy regarding activities of daily living.
  • Some communities accept government assistance – Long Term Care Diversion Program (Must Qualify).

Additional fees to consider:

  • Expect to pay a one-time move-in or community fee. These fees vary depending on the community that you’ve chosen and are typically non-refundable. The purpose of the community fee is to reserve the room, administrative costs, upkeep of the community, and room maintenance upon move in and move out
  • Expect to pay additional care costs unless the community offers an all-inclusive monthly rate. Typically communities offer A La Carte care rates, Bundled level of care rates, or all-inclusive rates. An assessment from the community nurse is required to know the actual fee.

Who is Appropriate for Assisted Living?

  • Person 18 years or older.
  • Free from signs and symptoms of communicable diseases which can be transmitted to other residents; however, a person who has human immunodeficiency virus (HIV) may be admitted to a facility.
  • Be able to perform activities of daily living with assistance such as ambulation, eating, bathing, dressing, grooming, incontinence assistance, etc.
  • Assistance with self-administration of medication.
  • The resident must be able to transfer with little or no assistance.
  • Require a caregiver but not round the clock nursing services.
  • Not require licensed professional mental health treatment on a 24-hour basis.
  • Resident cannot be bedridden (inability to ambulate or transfer to a wheelchair without assistance).
  • Does not have stage 3 or 4 pressure sores.
  • A Health Assessment (1823) for an assisted living facility or form 3110 for an adult family care home is required.  Forms must be completed by a licensed health care provider within 60 calendar days of an individual’s admission to a facility.

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