Senior Living Resources: Payment Options
- Assisted Living Communities are generally paid privately (out of pocket). The average cost for an assisted living facility in Central Florida is $3200 per month
- If you are a veteran who served during wartime, you may qualify for Veteran’s Aid and Attendance.
- Long Term Care Insurance may cover the cost of care in the assisted living facility. Review your policy regarding activities of daily living.
- Some communities accept government assistance – Long Term Care Diversion Program (Must Qualify).
Additional fees to consider:
- Expect to pay a one-time move-in or community fee. These fees vary depending on the community that you’ve chosen and are typically non-refundable. The purpose of the community fee is to reserve the room, administrative costs, upkeep of the community, and room maintenance upon move in and move out
- Expect to pay additional care costs unless the community offers an all-inclusive monthly rate. Typically communities offer A La Carte care rates, Bundled level of care rates, or all-inclusive rates. An assessment from the community nurse is required to know the actual fee.
Who is Appropriate for Assisted Living?
- Person 18 years or older.
- Free from signs and symptoms of communicable diseases which can be transmitted to other residents; however, a person who has human immunodeficiency virus (HIV) may be admitted to a facility.
- Be able to perform activities of daily living with assistance such as ambulation, eating, bathing, dressing, grooming, incontinence assistance, etc.
- Assistance with self-administration of medication.
- The resident must be able to transfer with little or no assistance.
- Require a caregiver but not round the clock nursing services.
- Not require licensed professional mental health treatment on a 24-hour basis.
- Resident cannot be bedridden (inability to ambulate or transfer to a wheelchair without assistance).
- Does not have stage 3 or 4 pressure sores.
- A Health Assessment (1823) for an assisted living facility or form 3110 for an adult family care home is required. Forms must be completed by a licensed health care provider within 60 calendar days of an individual’s admission to a facility.
Helpful Community Resources
- Florida Medicaid Managed Care
- SHINE Serving Healthcare Insurance Needs of Elders
- U.S. Department of Veteran’s Affairs
- Helpful video about VA Aid & Attendance Benefit
- Alzheimer’s Association of Central Florida
- Agency for Health Care Administration
- Jewish Pavillion
- Department of Elder Affairs
- Counseling Resource Services
- The SOTO Law Office
- ADRC
- Family First Firm
- Flammia Elder Law Firm

Helpful Community Resources

- Florida Medicaid Managed Care
- SHINE Serving Healthcare Insurance Needs of Elders
- U.S. Department of Veteran’s Affairs
- Helpful video about VA Aid & Attendance Benefit
- Alzheimer’s Association of Central Florida
- Agency for Health Care Administration
- Jewish Pavillion
- Department of Elder Affairs
- Counseling Resource Services
- The SOTO Law Office
- ADRC
- Family First Firm
- Flammia Elder Law Firm
Helpful Community Resources

- Florida Medicaid Managed Care
- SHINE Serving Healthcare Insurance Needs of Elders
- U.S. Department of Veteran’s Affairs
- Helpful video about VA Aid & Attendance Benefit
- Alzheimer’s Association of Central Florida
- Agency for Health Care Administration
- Jewish Pavillion
- Department of Elder Affairs
- Counseling Resource Services
- The SOTO Law Office
- ADRC
- Family First Firm
- Flammia Elder Law Firm